We understand the importance of insurance coverage in accessing quality healthcare services, and we strive to accommodate as many insurance providers as possible. If you have any specific questions regarding insurance coverage or if your insurance provider is not listed above, please feel free to reach out to us. Our team will be glad to assist you in navigating the insurance process and finding the best solution for your needs.
Insurance can be complex, but we’re here to assist you. Your insurance may cover our services fully or partially. Once you share your insurance details, we will verify your coverage. While we cannot guarantee coverage, we can provide the information given by your insurance company and confirm that we are in-network with many plans. It is crucial to be well-informed about your coverage for our services, so we recommend double-checking with your insurance provider as well. Here are some questions to ask:
- What are my mental health benefits?
- Do I have a deductible, coinsurance, or a copay?
When considering how much you will need to pay, there are a few things to keep in mind: deductible, coinsurance, and copay. If you have a copay and we are in your insurance network, that’s the amount you need to pay when you receive the service. The deductible is the amount you must pay before your insurance starts covering the cost. For example, if your deductible is $1,000, you have to pay that amount first.
Let’s say a session costs $250, which is the amount your insurance allows. If your deductible hasn’t been met yet, you have to pay the full $250 for each session. Once you reach your deductible, you only need to pay the coinsurance. If your coinsurance is 20%, that means you pay 20% of the $250, which is $50.
Remember to review your insurance policy to understand how your deductible, coinsurance, and copay apply to telehealth services.